Smart Real Estate + Insurance Consulting
Services
✅ Property Walkthrough – $300 In-Person / $150 Virtual
Thinking about buying or renovating? Bring real estate/insurance expert with you. We’ll walk the property (in-person or via video) and give you expert insights on:
- Repair risks
- Insurance red flags
- Renovation costs
- Resale or rental potential
✅ Flip Feasibility Review – $250 Flat Fee
Not sure if a deal is a gem or a trap? Let’s run the numbers.
Send us your deal details and we’ll evaluate:
- Comps & ARV
- Repair cost estimates
- Timeline considerations
- Risk and coverage gaps
✅ Insurance Risk Review – $150 Virtual Consult
You don’t need to overpay.
We'll analyze your policy, property usage, and risk profile to help you:
- Find coverage gaps
- Compare carrier options
- Understand exclusions before it’s too late
✅ Investor Advisory Retainer – $650/month
Your trusted expert on speed dial.
Ideal for busy investors or agents who want ongoing guidance:
- 3 consults/month
- 1 walkthrough or review included
- Priority scheduling
- Includes custom insights on flips, insurance, and renovations
✅ Owners Representative / Project Manager - % of Job
You can be out of the country or on vacation, as your eyes and ears we keep the project organized, on schedule and on track. You select the finishes, furniture and colors. We handle contractors and report back with photos/videos and financial reports.
Lets Talk
Book a Session
We offer in-person consulting across Florida and virtual consulting statewide.
For Professionals Too
We’re a great value-add for:
- Realtors who want their clients to avoid bad buys
- Lenders offering hard money or investor loans
- Contractors who want an expert second opinion
- Insurance agents who need coverage consultation support
Ask about referral partnerships.
Serving All of Florida
- Tampa Bay
- Orlando
- Jacksonville
- Miami
- Fort Lauderdale
- Naples
Who This is For:
- New & seasoned real estate investors
- Home buyers who want a second opinion
- Out-of-state property buyers
- Real estate agents who want a reliable expert on their team
- Vacation rental owners, flippers, and landlords
Top 5 Mistakes Florida Real Estate Investors Make (And How to Avoid Them)
With over 25 years of combined experience in real estate and property insurance, we've seen investors lose thousands from avoidable mistakes. This guide will help you make smarter, safer decisions—whether you're flipping, buying, or holding long-term rentals.
1. Underestimating Renovation Costs
Contractor quotes often miss hidden damage, code issues, or permit delays.
✅ Pro Tip: Always pad your renovation budget by 15–25% and do a pre-reno walkthrough with someone who knows what to look for—like a consultant, inspector, or experienced builder.
2. Buying Without an Insurance Review
Many flips and rentals have outdated or denied coverage due to age, plumbing, roof, or location.
✅ Pro Tip: Review your insurance options before closing—especially if the property is older, coastal, or in a flood zone. Poor or denied coverage can destroy your deal.
3. Skipping the Walkthrough with a Second Set of Eyes
Even experienced investors miss things when excited.
✅ Pro Tip: Bring someone objective—like a rehab consultant, inspector, or mentor—on walkthroughs to help you spot red flags and hidden costs.
4. Assuming the ARV Is Guaranteed
Relying too heavily on top-end comps without adjusting for finishes, layout, or shifting markets is risky.
✅ Pro Tip: Always validate your After-Repair Value (ARV) using conservative comps and consider local inventory trends and recent sales velocity.
5. Not Understanding Insurance Exclusions
Most investors assume “I’m covered”—until a claim gets denied.
✅ Pro Tip: Learn what your policy excludes, such as:
- Water damage during renovations
- Sewer backups
- Mold
- Vacancy longer than 30 days
These can wipe out your profits fast.
Want help evaluating your next deal, walkthrough, or insurance review?
Book a virtual or in-person consult anywhere in Florida